Loan Affordability Engine
Plan your solar EMI
Pre-filled from your solar estimate — tweak rate and tenure to find your sweet spot.
Principal vs interest over time
- Interest
- Principal
Year-wise breakdown
| Year | Opening balance | Principal | Interest | Closing balance |
|---|---|---|---|---|
| 1 | ₹2,00,000 | ₹21,130 | ₹18,096 | ₹1,78,870 |
| 2 | ₹1,78,870 | ₹23,227 | ₹15,999 | ₹1,55,643 |
| 3 | ₹1,55,643 | ₹25,532 | ₹13,693 | ₹1,30,111 |
| 4 | ₹1,30,111 | ₹28,066 | ₹11,159 | ₹1,02,045 |
| 5 | ₹1,02,045 | ₹30,852 | ₹8,374 | ₹71,193 |
| 6 | ₹71,193 | ₹33,914 | ₹5,312 | ₹37,279 |
| 7 | ₹37,279 | ₹37,279 | ₹1,946 | ₹0 |