Knowledge base

Solar, decoded. No jargon.

Everything an Indian homeowner or business needs to know — subsidies, panels, financing, net metering.

Solar system types

On-grid, Off-grid or Hybrid — which suits you?

Three architectures, three lifestyles. Pick the one that matches your goals, budget and DISCOM reliability.

Most popular in India

On-Grid Solar

Panels feed power to the grid via a bi-directional meter. Excess units earn credits; no batteries needed.

  • Cheapest to install (no battery cost)
  • Eligible for PM Surya Ghar subsidy
  • Net metering pays you for surplus
  • Stops working during power cuts (anti-islanding)
Best for:Urban homes with reliable DISCOM
Energy independence

Off-Grid Solar

Completely isolated from the grid. Solar charges a battery bank that powers your loads day and night.

  • 100% grid-free, no bill at all
  • Runs even when DISCOM fails
  • Great for remote farms, sites, cabins
  • Heavy battery cost; sized for worst day
Best for:Remote locations or unstable grid
Best of both worlds

Hybrid Solar

Grid-tied with a battery backup. Stores extra solar, runs during outages, and still exports to the grid.

  • Backup power during outages
  • Higher self-consumption ratio
  • Future-proof — add EV charger / battery later
  • Premium cost; payback 1-2 yr longer
Best for:Frequent outage areas + ESG-conscious
Quick comparison
FeatureOn-GridOff-GridHybrid
Connected to gridYesNoYes
Battery storageNoYesYes
Works during power cutNoYesYes
PM Surya Ghar subsidyYesNoOptional
Relative costLowestHighestMedium

DCR vs Non-DCR panels

DCR (Domestic Content Requirement) panels are made with India-manufactured cells, required for government subsidy. Non-DCR panels are imported — cheaper but ineligible for PM Surya Ghar.

  • DCR mandatory for residential subsidy under PM Surya Ghar
  • Premium of ~₹3–6 per Wp over Non-DCR
  • ALMM List I = approved manufacturers list

PM Surya Ghar Subsidy Explained

Central government scheme launched in 2024 providing up to ₹78,000 for residential rooftop solar — directly transferred to your bank.

  • ₹30,000 per kW for first 2 kW
  • + ₹18,000 for 3rd kW (max 3 kW)
  • Cap: ₹78,000 per household
  • Apply at pmsuryaghar.gov.in

Net Metering Basics

Surplus energy your panels produce flows back to the grid. Your DISCOM credits you for it on the next bill — making solar nearly bill-free.

  • Bi-directional meter installed by DISCOM
  • Excess units carry forward monthly
  • Most states settle credits annually

Financing & EMI options

Most Indian banks now offer rooftop solar loans at 9–11% for 5–10 years. Many vendors also offer 0% EMI bundles.

  • Collateral-free up to ₹10 lakh
  • Tenure: 5–10 years typical
  • Loan amount excludes subsidy portion

PM-KUSUM for farmers

Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan — central + state scheme to solarise Indian agriculture: pumps, feeders, and farm-side mini-plants.

  • Component A: 500 kW–2 MW barren-land grid solar plants
  • Component B: standalone solar agri pumps (0.5–7.5 HP)
  • Component C: solarisation of existing grid-connected pumps
  • Subsidy: ~30% central + ~30% state (60% total typical)
  • Farmer contribution: ~10% with the rest as bank loan

Ready to size your system?

Use the calculator to convert your monthly bill into a personalised solar plan.

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